Payment consulting
We consult business and IT operations, set up modernization projects, lead workshops, define target architecture, draw end-to-end payment processes, and advise on payment innovation and AI.
Expertise
Consulting, delivery teams, automation, and specialist support for payment modernization projects.
SEPA, instant payments, SIC, SWIFT CBPR+, ISO 20022, PSD2/PSD3, Digital Euro, open banking, and operational payment flows.
Business consultants, developers, architects, project management, QA, and testing.
Architecture, integration, process improvement, automation, and AI-supported operating models.
Services
We support payment change from the first workshop to live operations: strategy, architecture, implementation, integrations, testing, managed services, and specialist expertise.
We consult business and IT operations, set up modernization projects, lead workshops, define target architecture, draw end-to-end payment processes, and advise on payment innovation and AI.
We deliver the full end-to-end implementation: project management, development, client-specific integration customization, testing, rollout support, and operational handover.
We help keep payment systems running in 24/7 mode, with operational monitoring, incident support, release coordination, and continuous improvement around live payment services.
We bring payment specialists with knowledge of schemes and market topics including SEPA, SIC, SWIFT, ISO 20022, PSD2, PSD3, open banking, Digital Euro, fraud, and AI.
Delivery model
We help payment teams understand the change, design the target operating model, plan the implementation, and prepare the handover into live operations.
Clarify the scheme, regulation, product goal, current payment flow, systems, constraints, and success criteria.
Define how the payment flow should work across channels, ImPAI, core banking, clearing, operations, compliance, and reporting.
Translate the design into work packages, integrations, responsibilities, test scenarios, rollout steps, and cutover planning.
Support configuration, integration, testing, release coordination, operational readiness, and handover to live operations.
Current payment flows, target schemes, interfaces, environments, volumes, constraints, and compliance requirements.
Payment owner, IT architecture, operations, compliance, risk, integration teams, project management, and ImPAI specialists.
Channels, APIs, ISO 20022 messages, core banking, clearing connectivity, reporting, monitoring, and controls.
Agreed roadmap, implementation backlog, test approach, rollout plan, operating model, and handover plan.
Business value
Next step
Start with a focused discussion about your payment landscape, regulatory drivers, scheme roadmap, and modernization constraints.