Customer channels and published APIs
Technology
A microservices architecture for evolving payment ecosystems
ImPAI is designed around clean layers, independent services, open interfaces, and flexible deployment models for regulated payment operations.
Architecture
Clear separation between channels, orchestration, services, and integrations
The architecture supports configuration over customization, scheme-agnostic processing, horizontal scaling, and controlled integration with client systems and payment networks.
Configuration and customer-specific rules
Connectors for MQ, SFTP, Kafka, SWIFT, and core systems
Service orchestration and routing
Payment microservices for validation, enrichment, AML, booking, settlement, and repair
Shared services for authentication, audit, monitoring, logging, notifications, and static data
Deployment
Public cloud, private cloud, or on-premise
Public cloud
For scalable rollout and faster expansion where cloud operating models fit the institution.
Private cloud
For dedicated environments with cloud agility and stronger operational separation.
On-premise
For institutions that require direct control over infrastructure and operational ownership.
Next step
Request platform consultation
Start with a focused discussion about your payment landscape, regulatory drivers, scheme roadmap, and modernization constraints.